Uber Ghana & Old Mutual offer drivers & riders insurance cover

Uber drivers and riders will from December 21, 2018 enjoy an Injury Protection, provided by Old Mutual.

Per the agreement, All Uber driver-partners will benefit from this cover from the moment they accept a trip, while driving to pick up a rider, and until the trip ends while Riders will also be covered from the time their ride begins, until the trip ends.

Uber West Africa, General Manager, Lola Kassim submitted: “At Uber, we view the addition of this Injury Protection as an important part of fulfilling our global goal of reliable, affordable, and safe transportation options for all citizens of Ghana. We’ll carry on taking reliable, affordable, and safe transportation options for all citizens of Ghana. We’ll carry on taking feedback on board from all our users to ensure we further improve their experience so they can use Uber with more confidence.”

Rita Adu Boateng, Head of Marketing and Communications at Old Mutual for her part rendered: “As a dynamic Pan-African business we recognize that we have a significant role, partnering with other stakeholders to support our clients by protecting what’s most important to them. This innovative product offering, is a great example of that, and we look forward to a long term mutual beneficial partnership.”

Uber sys the initiative is forms part of Uber’s global commitment across the Middle East and Africa (MEA) region and is a unique, first of its kind solution for drivers and riders using technology apps across Ghana.

The packages include:

Medical Cover: If an accident happens On-Trip, this cover reimburses drivers and riders for necessary medical treatment costs up to GHc12,500. In addition, this cover reimburses ambulance service costs.

Death and Funeral Payments: In the unfortunate event that a driver-partner or rider dies as a result of an accident On-Trip, their dependents or heirs will benefit from a lump sum payment of GHc50,000. They will also obtain an amount of GHc5,000 for funeral expenses.

Permanent Disability Payments: In the unfortunate event that a user suffers a permanent disability as a result of an accident On-Trip, they will benefit from a lump sum payment up to GHc50,000. The amount depends on the severity of the disability, as determined by UAP Old Mutual.

Daily Payment Benefit for Drivers (injury): If a driver is hospitalized for more than 48 hours as a result of an accident that happened On-Trip and are thereafter unable to drive because of those injuries, they will receive a daily payment of GHc50 for up to 30 days whilst they are medically certified by a doctor as unfit to work.

Started in 2009, Uber says it helps reduce congestion and pollution in cities by getting more people into fewer cars. It says it has recorded over two billion trips on its system.

The Uber network is now available in over 600 cities in over 65 countries spanning 6 continents.

By Michael Eli Dokosi