We present the 2019 edition of our Annual Survey of Universal Banking in Ghana. This is the most comprehensive examination of Ghana’s banking industry to be published in Ghana’s media to date.

It ranks the18 banks that have published their financial statements for 2018 by the key performance indicators covering size (balance sheet); income (profit and loss statement); and key efficiency ratios.

It documents the new structure of Ghana’s universal banking industry following recapitalization, forced liquidations and consolidation through mergers and acquisitions; and also examines crucial issues in the newly restructured industry ranging from the key drivers of bank financial performance going forward, to outstanding recapitalization issues and lessons about regulatory issues learnt from neighbouring Nigeria and how the Bank of Ghana is applying them here.

Here is our complete guide to Ghana’s reinvented banking industry

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